Buy Bitcoin with Bank Account

Pay directly from your bank – a simple, low-fee way to buy Bitcoin, delivered straight to your own wallet.
Buy Bitcoin
buy Bitcoin with bank account

How to Buy Bitcoin with a Bank Account

Coinmama makes it easy to buy BTC straight from your bank account. Create your account, verify your identity, and place your order – here’s how:

1. Create your free Coinmama account
Sign up here, then confirm your email address to get started.

2. Verify your identity
Enter your personal details and upload your ID – a standard step that keeps every purchase secure and meets global AML standards.

3. . Place your Bitcoin order
Choose how much Bitcoin you’d like to buy, select your bank transfer option, enter your Bitcoin wallet address, and send the payment from your bank. Bank transfers typically take 1-3 business days to arrive – once your payment clears, your Bitcoin is on its way.

And here’s what makes Coinmama different: we’re non-custodial, which means we never hold your crypto. Your coins go directly to a wallet only you control – that’s why we ask for your wallet address – so your funds stay in your possession from the moment you buy.

Which Bank Transfer Option Is Right for You?

SEPA – for customers in Europe. Buy crypto with a SEPA bank transfer and enjoy zero processing fees.
Unlike card payments, SEPA transfers carry no extra charges. Learn more about buying Bitcoin with SEPA

SWIFT – for international transfers. Buying from outside Europe? SWIFT bank transfers let you purchase Bitcoin from most countries around the world. Learn more about buying Bitcoin with SWIFT

Why Bitcoin?

Bitcoin is a peer-to-peer digital currency that lets you send and receive payments without going through a bank or any central authority. Every transaction is recorded on the blockchain – a shared ledger that’s near impossible to tamper with. Since 2009, it has grown into a global currency that crosses borders, and one that many people also choose to hold long-term. New to Bitcoin? Start here

Why Coinmama?

Since 2013, Coinmama has been on a mission to simplify the way the world buys cryptocurrency. We believe people should be in charge of their own economy. That’s why we offer:

  • Low processing fees – and zero fees on SEPA transfers
  • Non-custodial purchases – your crypto goes straight to your own wallet
  • A dedicated support team, available 24/7

Join over 3,300,000 people in 190 countries and experience the fast, safe, and easy way to buy cryptocurrency worldwide.

Frequently asked questions

Bank transfers typically take 1-3 business days to arrive, depending on your bank and location. SEPA transfers within Europe are usually on the faster end. Once your payment clears, your Bitcoin is sent to your wallet.
SEPA transfers carry zero processing fees from Coinmama. Fees for other transfer types vary – you’ll always see the full cost before you confirm your order. 
SEPA is the European bank transfer network – fast and fee-free for customers in SEPA countries. SWIFT is the international network, available in most countries worldwide. If you’re in Europe, SEPA is usually your best option.
Yes. Coinmama is non-custodial, so your Bitcoin is delivered to a wallet address you provide – a wallet only you control. If you don’t have one yet, our Academy guide to wallets can help you choose. click here