How to buy Bitcoin with SEPA

Looking to buy Bitcoin with SEPA bank transfer? Coinmama now offers customers in select European markets the option to buy Bitcoin directly with a bank account using SEPA.

Coinmama is a simple and safe way to buy Bitcoin with bank transfer, trusted by over 3,400,000 customers in almost 190 countries.

How to buy Bitcoin with bank transfer

Buying Bitcoin with your bank account is easier than ever. Simply register, get approved for purchase, and place your order!


1. Register on Coinmama

Sign up for Coinmama and create your account. Learn more about how to create your account here.


2. Get approved for purchase

For added security, you’ll need to verify your identity to get approved for purchase. Upload your passport or national ID in order to get started. You can read more about our verification process here.


3. Place your Bitcoin order

Log in to your Coinmama account, select the amount of Bitcoin you’d like to buy, and follow the prompts to enter your wallet address and initiate a SEPA bank transfer. Our step-by-step guide to placing an order can be found here.


Why SEPA bank transfer?

Buying Bitcoin with a SEPA bank transfer allows for greater purchase amounts and lower fees than buying with credit or debit card. Coinmama currently allows bank transfer purchases of up to 12,000 USD a day, and unlike credit and debit cards, there is no additional processing fee charged by us for bank transfers.


SEPA bank transfers are available to customers in most European Union (EU) countries and the United Kingdom (UK). You can find more information on how to create a SEPA order here.


Maximum Daily
Amount		 Processing Fee Locked Crypto
Rate		 Speed
SEPA bank
transfer		 12,000 USD 0% (note that
your bank may
charge a fee)		 no 1-3 business days
Credit/Debit card 5,000 USD 5%
 yes instant

Why Bitcoin?

Bitcoin is a decentralized peer-to-peer digital currency unit, allowing users to send payments without going through a central authority such as the bank. It’s protected by cryptography, and every transaction is logged on a master ledger called Blockchain, making it virtually tamper-proof.


Why Coinmama?

Since 2013, Coinmama has been a safe, fast, and simple way to buy cryptocurrency around the world. Coinmama currently operates in almost 190 countries and is trusted by over 3,400,000 users. Some of the benefits of Coinmama include:


  • Several different cryptocurrencies for purchase
  • High daily purchase limits
  • 24/7 access to your account
  • No hidden fees
  • A dedicated team of customer support specialists.
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