Buy Aave Online: Cards, Bank Transfer, Apple & Google Pay

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How to buy Aave in 4 steps

Step

1

Create your
free account Sign up with your email address.

Step

2

Verify your
identity Complete identity verification per
global AML standards.

Step

3

Choose your amount &
payment method Pay with credit/debit card, bank transfer, Apple Pay or Google Pay.

Step

4

Receive Aave
in your wallet Aave is delivered to the Ethereum address you supply at checkout, so your AAVE tokens stay under your own control from the moment the order completes.

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1-3 business days

SEPA

EU bank transfer

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Mobile wallet

Google Pay

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What is Aave (AAVE)?

Aave (AAVE) is the governance token of the Aave protocol, a decentralized lending market built on Ethereum. Aave lets users supply crypto to a pool to earn a variable, non-guaranteed yield and borrow other assets against collateral, without a bank or broker in the middle. AAVE is an ERC-20 token that holders use to vote on protocol changes through the Aave DAO and, under the DAO’s current tokenomics, to stake AAVE in the protocol’s safety mechanisms.

The Aave protocol and the AAVE token are two different things: one is lending software running on Ethereum and other networks, the other is the ERC-20 token that governs it. Here is how the lending works, what the token does, and what to weigh before buying.

Aave at a glance

TickerAAVE
Token typeGovernance token (ERC-20)
NetworkEthereum (protocol also on others)
GovernsAave lending protocol, via the DAO
Total supply16 million AAVE
Project started2017, as ETHLend
Founded byStani Kulechov (as ETHLend)

How Aave lending works

The Aave protocol replaces the bank in a loan with a pool of smart contracts on Ethereum and several other networks.
Lenders supply assets to a shared liquidity pool and receive interest-bearing tokens in return, while borrowers post more collateral than they take out.
Interest rates are variable and move with supply and demand in each pool, so the yield a lender earns is not guaranteed.
Aave also popularized flash loans, which let a developer borrow and repay an amount within a single transaction.

Who controls Aave, and what the token does

Aave began in 2017 as ETHLend, a peer-to-peer lending project founded by Stani Kulechov, and was later rebuilt around pooled liquidity under the Aave name.
The protocol is governed by the Aave DAO, where AAVE holders and their delegates vote on risk settings, new markets, and the GHO stablecoin.
Aave Labs continues to build software for the protocol, but it cannot change the rules on its own.
AAVE is an ERC-20 governance token with a total supply of 16 million tokens, set by Aave’s tokenomics and governed by the DAO.
Holding AAVE gives voting rights and, under the DAO’s current tokenomics, the option to stake AAVE – not a share of deposits.

Risks to know before you buy AAVE

AAVE is a volatile asset, and its price is not tied to any guarantee or insurance.
The Aave protocol runs on audited smart contracts, but DeFi code can still fail or be exploited.
Borrowers on Aave can be liquidated when the value of the collateral they posted falls.
Staking has historically exposed stakers to loss during a shortfall, and the DAO can change how staking works by vote, so check Aave’s current documentation first.
DeFi rules are still developing in many countries, and crypto rules differ by jurisdiction – in the United States, by state – and change.

How do I buy Aave (AAVE)?

On Coinmama you can buy Aave with a credit card, a debit card, a bank transfer over SEPA or SWIFT, Apple Pay, or Google Pay, depending on what is available in your country. Coinmama has operated since 2013 and serves more than 3.5 million users across 190+ countries. Your AAVE goes straight to the Ethereum wallet address you provide, and 24/7 support is there whenever an order needs a human.

Aave is one of many cryptocurrencies you can buy through the same checkout. If you want a longer-running network alongside AAVE, you can compare Bitcoin or Ethereum, the chain the Aave protocol was built on. You can also read about Bitcoin Cash, which typically carries lower on-chain transfer fees than Bitcoin, USDC, a stablecoin designed to track the US dollar, and Cardano, another proof-of-stake network.

Frequently asked questions

Owning and buying AAVE is legal in many countries, but crypto rules differ by jurisdiction – in the United States, by state – and they change. Check the rules where you live, and confirm at signup whether Coinmama can serve your location. Coinmama runs KYC and AML checks on every account.

Verification is usually quick. You upload a government-issued ID and a selfie, and most accounts are approved shortly after the documents are reviewed. If an image is blurry or a document has expired, review takes longer, and Coinmama support can tell you what to resubmit.

Coinmama supports credit cards, debit cards, bank transfers over SEPA or SWIFT, Apple Pay, and Google Pay. Availability varies by country and by card issuer, so the exact options appear at checkout once your account is verified. Support can confirm what works for your location.

AAVE is an ERC-20 token, so it lives at an Ethereum address. Any wallet that supports Ethereum and ERC-20 tokens will hold it, including hardware wallets and reputable software wallets. Keep a small amount of ETH in the same wallet to pay gas fees when you move AAVE.

Coinmama sends the AAVE to the Ethereum wallet address you entered during checkout as soon as your payment clears. You get an order confirmation by email, and the transfer can be tracked on the Ethereum blockchain. Coinmama does not hold your coins for you.

Yes. Coinmama is non-custodial for purchases, so you need an Ethereum wallet address before you check out. Set up a wallet that supports ERC-20 tokens, copy its receiving address carefully, and paste it into the order. Only you control the private keys.

Yes. Coinmama uses encrypted (TLS/SSL) connections, offers two-factor authentication on your account, and follows KYC and AML procedures for identity data. Coinmama also doesn’t store your credit or debit card details at any time. Because purchases are non-custodial, your coins go to your own wallet rather than sitting in an exchange account.

It depends. Coinmama’s sell service covers a limited set of coins and countries, and AAVE may not be among them – check the Sell page or ask support first if selling back matters to you. Where selling is supported, you send the coin from your wallet and receive funds through a supported payout method.

The Aave protocol is the lending and borrowing software running on Ethereum and several other networks. AAVE is its ERC-20 governance token, with a total supply of 16 million tokens set by Aave’s tokenomics and governed by the DAO. Holding AAVE gives voting rights, not a share of deposits.

Ready to buy your first Aave?

Verified accounts. Fees shown before you confirm. Real human support. Crypto assets are highly volatile and largely unregulated. There is no guarantee that any crypto asset will have at any time in the future certain value (if any) or market liquidity. Nothing on this page is investment advice.

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